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Expert Expert Expert

Our funding professionals

Handled by
seasoned professionals.

Squeezed for payroll? Stuck in a seasonal bind? We step in where banks step back.

57+
Yrs in business
24h
Quick response
$0
Credit min.
  • ✔️ Manufacturers, distributors & service providers
  • ✔️ Non-notification invoicing available
  • ✔️ Interest charged only on amount borrowed
  • ✔️ CA Licensed Lender — serving Western States since 1967

Prefer to call?
(310) 820-6454

Mon - Fri
9am - 5pm PST

Request a Funding Assessment

Share your details and one of our professionals will reach out.

📞 Speak with a Specialist — (310) 820-6454

CA Financing Law License #603 1858 - Private and confidential

Apply Now

Leading Accounts Receivable Financing Company in California: Offer Flexible Financing Solutions for Business Growth

Get a Working Line of Credit Based on The Value of Your Accounts Receivable, Inventory and Equipment.

Check If I Qualify - Free
Call +1 (310)-820-6454

About State Financial Corporation

State Financial offers asset based lending to manufacturers, distributors, and service providers who welcome a personal relationship with us. Our each and every loan is personally overseen by Gary, Ed, Luz, and the rest of the State Financial team, who make quick decisions and provide accounts receivable services.

We help companies who are growing or who are stressed about cash. We are a superior substitute for merchant cash advance loans for small businesses. Our asset based loans are cheaper and better suited to support inconsistent cash flow, growth or simply making working capital available. State Financial frequently offers accounts receivable financing where others do not. We have been in business for over 50 years and our long experience allows us to evaluate risk differently than others.

If you are squeezed for payroll, in a seasonal bind or just looking for a business line of credit, give us a call.

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Outgrown current financial relationship
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Too new or too small
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Recent business losses or weak financial statements
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Tax liens or bankruptcy

How It Works

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asset based lending

Simple and Straightforward approvals

We focus on what’s important leading to fast turn arounds.

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Turn accounts into cash

90, 60 or even 30 days can mean a world of difference to the success of any business. SFC turns those accounts into cash.

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Streamlined operating procedures

Both in day to day procedures and special requests we aim to keep it simple.

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Refreshing flexibility

Non Notification Invoices come from you and payments come to you.

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No Hidden Fees

We charge interest only on the amount borrowed.

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No Hidden Fees

We charge interest only on the amount borrowed.

Need An Experienced Lender?

We are here to help
Contact Us

State Financial Corporation is a family-owned accounts receivable finance company in California

Serving the Western States since 1967, State Financial Corporation specializes in:

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Seasonal Over Advances

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Non Notification

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Personal Service

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Quick Response

Meet The Team

Leading The Way

Gary Reiss

President

B. Edward Avalos, Jr.

Vice President

Luz Glickman

Vice President

Imelda Cervantes

Account Executive

Mansy Tabibnia

Account Executive

Keresa Shelton

Account Executive

Trusted by Businesses Across the Western States

“Gary Reiss, Luz Glickman and the State Financial team are great to work with. They are smart, seasoned and professional. They take the time to learn the needs of their clients and provide them with sage advice – because it is the right thing to do (even if it could have a negative impact on State Financial). And they are patient and flexible when their client’s run into hiccups. I highly recommend State Financial! “

BH

Bette Hiramatsu

” Working with State Financial has been incredibly beneficial for myself and my business. The team is supportive, professional, and very friendly. Their services have helped us scale rapidly over the last few years and allowed us to accept orders from new customers to help us more than double in size last year. They are a great company offering great services at great rates! ”

RI

RoseBud Ice Cream

“Two banks turned us down due to a prior tax lien. State Financial looked at our receivables and the strength of our clients instead — and approved us within days. They genuinely find a way when others won’t even have the conversation.”

DK

David K.

CEO, Service Provider, Phoenix, AZ

Get Started

Send us your basic contact information and a member of our staff will contact you shortly. All Communication is private and confidential.

Or Give us a Call

Just pick up the phone to chat directly with a member of our team.

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